<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Home Page -->
  <url>
    <loc>https://cyberinsurancecalc.com/</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Assessment Page -->
  <url>
    <loc>https://cyberinsurancecalc.com/assessment</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Cyber Insurance Guide -->
  <url>
    <loc>https://cyberinsurancecalc.com/cyber-insurance-guide</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- How It Works -->
  <url>
    <loc>https://cyberinsurancecalc.com/how-it-works</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Carriers List Page -->
  <url>
    <loc>https://cyberinsurancecalc.com/carriers</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Quotes Page -->
  <url>
    <loc>https://cyberinsurancecalc.com/quotes</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Individual Carrier Pages -->
  <url>
    <loc>https://cyberinsurancecalc.com/carriers/aig</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://cyberinsurancecalc.com/carriers/chubb</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://cyberinsurancecalc.com/carriers/travelers</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://cyberinsurancecalc.com/carriers/beazley</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://cyberinsurancecalc.com/carriers/hiscox</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://cyberinsurancecalc.com/carriers/coalition</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
</urlset>
